Life Insurance- The world of Life Insurance has changed just as much as that of Health Insurance. There are many new and exciting options for Life Insurance such as Living Benefit Policies. These policies not only provide protection for your beneficiaries upon your passing, they also provide financial assistance to take care of Injuries and Illnesses that do NOT result in your passing.

These Living Benefit Plans act like a Reserve Account that allows you to take out part of the Face Value of your life insurance plan to pay bills with. You can pay for medical bills, living expenses, etc. There are no charges to take these funds out of the policy and they do not have to be returned. 

And best of all, the premiums for these plans are the same as they are for regular Term Life Policies! You can have Life Insurance For Life for the same cost.

If you have one of the old style Life Insurance plans that only pay out to your beneficiaries, please contact us and one of our brokers that is appropriately licensed in your state will assist you.